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As
an Independent broker, we offer a 'Genuine Whole of Market' service,
which means we source products from all the mortgages available through both
channels - Direct (i.e. Branches, Web, Telephone) or through
Intermediaries (Mortgage Advisors).
The credit crunch began to
affect mortgages back in October 2007, with more and more lenders tightening their criteria. This has affected the amount they will lend and to whom. Some
offer cheaper products if customers apply direct and some are exclusive to
mortgage advisors.
Most Intermediaries are only able to offer the Intermediary products.
At Weston Murray & Moore we
have access to 100% of all mortgage products available and are able to compare
products from lenders that will only deal with clients directly and products
from lenders that will allow mortgage advisers to process, thus giving truly
independent advice.
Our sophisticated computer analysis systems, along with expertise and experience, enables us to look behind the headline rates and assess
the importance of the small print, such as any terms, conditions and
redemption penalties., to ensure that the mortgage suits your requirements.
We back this up with
clear explanations and recommendations. Our comprehensive approach continues
right through to the satisfactory completion of the loan.
Your
own home is probably the most important purchase you'll ever make.
Some people think it's one of life's more difficult and time consuming
experiences. So it's vital that every step is conducted professionally,
speedily and as smoothly as possible.
So,
whether you're a first time buyer taking your first step onto the housing
ladder, a seasoned buyer ready to trade up to a bigger home, or wanting
to remortgage to the most competitive rate, please talk to us first. After
all, we're here to help you.

'Your home may be repossessed if you do not keep
up repayments on your mortgage'
Mortgages
are regulated by the Financial Services Authority. Loans subject to status,
type and value of property.
Mortgage secured on property, insurance may be
required. Written quotations available on request.
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